If you’re in a pinch between paychecks and need cash fast, payday loans are the perfect solution. If you have unexpected expenses or just need a helping hand between paychecks, our Cedar Rapids payday loan service can provide a quick and easy solution to give you relief until your next paycheck.
Our payday loans require a quick and simple application process that only requires a small amount of information. We realize the urgency when it comes to payday loans, and our same day payday loan team in Cedar Rapids works with you to get cash in your pocket quickly.
How Payday Loans Work
The purpose of a payday loan is to provide financial relief in between paychecks, so we understand the urgency. The benefit of payday loans is that the approval process is usually very simple and does not require a lot of information.
Payday loans are typically required to have full repayment by your next payday, whereas long-term loans usually have a longer repayment schedule.
Payday loans are meant to be used as a quick relief to help between paychecks and should not be viewed as a long-term loan.
The application process for payday loans is very quick and simple so that you can get your cash quickly. Our team is here to walk you through the process to answer your questions and put your mind at ease. Payday loans are often needed in urgent situations, and our team works quickly to get you on your way.
What Determines How Much You Get?
The payday loan amount we can offer here at EZ Money is dependent on your income and the state you live in. Certain states have different regulations, but don’t worry about all the technicalities. Our team is well-educated within all of the states we serve.
Depending on your income level and your state’s regulations, we’ll work with you to make sure you get the right amount that you need and that you can comfortably afford to pay back. We’re here to help get you out of financial binds, not create bigger ones.
Feeling unsure about the whole process? At EZ Money, we’ll put your mind at ease. We’re always upfront and honest about the entire process, as well as our terms and fees. Our team takes responsible lending very seriously and we stay updated on all regulations so you don’t have to worry about it.
For over 20 years, EZ Money has proudly practiced responsible lending and we’re here to help get you where you need to be. Instead of adding to your financial stress, we work hard to find an amount that works for you to get you out of a financial bind.
The Process for Payday Loans
We offer our payday loans to make the process quick and easy for you.
EZ Money Application
Our application only takes a few minutes to fill out so that we can quickly process your loan and send you on your way. To make the process as easy as possible, there are a few things you should have on hand as you apply. These include:
- Valid identification
- Personal information like phone number, address, and email address
- Income information including pay frequency, net pay, and gross pay
- An open and active checking account
How to Receive Your Loan
Once your application is filled out, our team will quickly process your information and will contact you to let you know the next steps. We can typically apply the funds into your bank account or provide you with a physical check the same day or within one business day.
Who Can Get a Payday Loan?
Our payday loans are available for residents of North Dakota, Missouri, and Kansas. Our staff is here to make sure you don’t borrow more than your income suggests and provide a loan that you can afford.
In urgent situations, you need your cash fast. Our team understands this and works quickly to get you the relief you need. Stop into one of our local branches to apply.
Together, we can work to get life back on track in a manner that won’t break the bank. Contact us today to get started.