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Monthly Budget Worksheet
Get your finances in order by using our budget worksheet (spreadsheet). Our budget worksheet is simple and easy to use, and helps you understand what your monthly income and expenses are. You can use the budget worksheet to help trim expenses and curb unnecessary spending.
Using a NetSpend or GreenDot prepaid debit card along with a monthly budget can assist you to further control your monthly spending. Prepaid debit cards keep you within your budget, because they don’t allow you to overspend. They’re also cheaper to use than a typical debit card from a bank, because they aren’t subject to bank fees, like excessive overdraft fees.
The Fair Credit Reporting Act (FCRA) allows consumers to view their credit reports on an annual basis through the national credit reporting agencies of Equifax, Experian and TransUnion. Reviewing your free credit report on an annual basis will help reduce the impact of fraud and identity theft on your Social Security Number.
Visit www.annualcreditreport.com to view your free annual credit report or call 877-322-8228 for more information.